Sunday, December 9, 2012

how can i buy my kids toys with bad credit?

Q. Isn't there a catalog I can buy them toys from for people with not so good credit. Besides Fingerhut?

A. Toys R us and Walmart offers layaway. You dont need credit to do it.


Where all do they have layaway at for baby cribs?
Q. Thanks,. Im going put my whole set on layaway and pay a little at a time. Where all do they do that at? I know K-Mart does. Thanks:)

A. toys r us was doing layaway on big ticket items before christmas. i'm not sure if they are still doing it. besides that kmart is the only store i can think of that still has layaway.


How much does it cost to raise a baby?
Q. How much does it cost to raise a baby? I'm still in school and I am a single pregnant woman.

A. need a timeframe im due in 30 days and have gotten EVERYTHING i need for the next three months brand new at target and toys r us,walmart,kmarr for 800$ i wanted everything new. I got a bassinet,stroller and car seat combo,lots of onesies,bibs,towels,sleepers,a few outfits cause baby doesnt really need them yet maybe after 3 months,bottles,shampoo,wash,lotion,diaper bag,rash cream,gas relief,temp drops,socks,hats,mittens,laundry cleaner,pacifiers,bottle rack for dushwasher etc. You can email me if you have anything you want to ask . You can get some if these things cheaper if bought used of course.If you have a once upon a child its a great inexpensive gently used store. You could do a layaway at kmart that would help tons . Recurring cost monthly will probably be around 50$ a month shampoo ,wash,powder,lotion,qtips.and then after 3 months more clothes and stuff not too expensive. I would advise breastfeeding if you cant get wic because formula is expensive,good luck to you .Join some parent websites read magazines they give out free stuff. Have a baby shower if you can those small things add up! Sign up to whatever pamper choice youll be using to get free pampers or coupons .


Will stores have layaway after Christmas?
Q. I plan on buying a game system, but I do not have all the money upfront. What stores will have layaway after Christmas, if any at all.

A. Walmart's layaway program, which they call their Christmas Layaway runs ONLY from Oct. 17-Dec. 16

Your best bet for year round layaway is Kmart, Sears, Best Buy, Toys R Us, etc.
Here's a store directory of all retailers that offer layaway:

http://www.youlayaway.com/StoreDirectory





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